Smart Borrowing, Simplified

Introducing RupeeSahaj

RupeeSahaj brings you a streamlined revolving credit experience with full visibility over your credit limit — available at your fingertips, whenever and wherever you need it.

Following a quick eligibility review, approved users unlock an instant credit facility right inside the app. Your limit is always on standby — charges start only when you draw, so you stay in complete control of your costs.

Explore RupeeSahaj
AVAILABLE CREDIT LIMIT
₹50,000
Max APR 23.73%
Used ₹21,000 Free ₹29,000
DAILY RATE
0.065%
MAX TENURE
365 days
Daily Rate
0.065%
Max Tenure
365 Days

What Sets Us Apart

Built Around Your Needs

01

Clear Credit Overview

Keep tabs on your credit limit, track live usage, and check outstanding balances — all from one clean, easy-to-navigate screen.

02

Access Credit on Demand

Decide when to draw and how much to take. RupeeSahaj hands you complete control over every withdrawal — no waiting, no hurdles.

03

Transparent Pricing, Always

All applicable rates and conditions are shown before you confirm — zero hidden fees, zero surprise deductions.

04

Interest Only on Active Draws

Keeping your credit line idle is completely free. You are only billed for the days your drawn amount is actually outstanding.

05

Your Data, Fully Protected

Advanced encryption and 24/7 security monitoring work in the background to keep your personal and financial data completely secure.

Credit Parameters

Understand Your Credit Line

₹10K – ₹50K
Credit Line Range
365 days
Maximum Usage Period
0.065%
Daily Usage Rate
23.73%
Maximum APR
Once you clear an outstanding draw, your full credit limit is restored right away — ready for reuse, based on your current account standing.

See It in Action

Interest Calculation Example

The figures below are examples only, illustrating how interest builds up day by day under typical conditions.

₹10,000
Credit Amount
×
0.065%
Daily Rate
×
100
Days Used
=
₹650
Interest
Total Repayment Amount ₹10,650

Actual interest varies based on how long your drawn balance stays unpaid. Your total repayment will differ depending on your draw period and account terms.

Who Can Apply

Eligibility at a Glance

To use RupeeSahaj's credit services, make sure you meet each of the following requirements:

Age Requirement

You need to be at least 18 years old to create an account and access RupeeSahaj's credit services.

Valid ID Proof

A valid government-issued ID is required to verify your identity as part of the onboarding process.

Profile Review

Each applicant's profile is reviewed against RupeeSahaj's internal criteria to confirm eligibility before credit access is granted.

Here Whenever You Need Us

Whether it's an account question, a billing concern, or just wanting to learn how RupeeSahaj works — our support team is always on hand to help you.

Drop Us an Email
Send us your question and we will get back to you promptly. Our team handles account inquiries, service guidance, and all your feedback.